Bob Heckley Health Insurance specializes in affordable healthcare insurance for individuals and families as well as group medical plans, Medicare supplement insurance, Health Savings Accounts (HSAs), dental insurance, and COBRA alternatives.

With the Affordable Care Act (ACA), commonly known as Obamacare, all insurance companies are required to uphold certain standards and many of the health insurance plans cannot be different depending on the income level of the individual or family seeking insurance. One of the biggest improvements in health insurance coverage is that no one can be declined insurance based on medical history or a pre-existing condition.

Additionally, since the enactment of the ACA in March 2010, all insurance companies must now comply by the goals set forth. This means that consumers are provided with subsidies, known as premium tax credits, that lower costs for households within 100-400% of the federal poverty level. The Medicaid program has also been expanded to cover all adults with income below 138% of the poverty level. And the last ACA goal is to support innovative medical care delivery methods designed to lower the costs of healthcare in general.

At Bob Heckley Insurance, our knowledgeable agents can answer all of your questions regarding various plan options, the Affordable Care Act and provide updates on the constant changes in the health insurance industry. We are here to help you with your health insurance and ensure that you receive the best coverage.